Automatic enrolment pension schemes are changing (AD)

AD. When I was in my 20s my money never seemed to go far enough. I was always wanting to buy something, achieve something new or travel. Couple those things with job changes, renting a home with my husband for the first time and my pension never felt particularly important. As I reached my late 20s I started to have more available money, and think more long term about my finances. Now, as I start my 30s, I take my pension, and other savings, very seriously. I want to have money to retire and still enjoy my life. Like a lot of 30 somethings, I am looking forward to growing my family, buying our first home together and making changes to my career. I am self-employed, which means I need to make my own pension arrangements, however, I want to talk to you today about automatic enrolment, and what changes are coming this month.

Automatic enrolment pension schemes are changing

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Save money and energy while heating your home with Radbot (AD)

AD. I’m a big fan of saving money. For me, a pound saved is the same as a pound earned. I like my home to be as energy efficient as possible, as energy bills are one of our biggest household expenses. Recently the people behind Radbot got in touch with me, to ask me if I wanted to give them a whirl and see if I could save my household some money in the process. I’m always looking to reduce my energy consumption. I recently moved over to Bulb energy and now, with the addition of ffour Radbots in my home, I’ve been able to shave £10+ off my monthly energy bills. Radbot is billed as being the ‘smart radiator thermostat‘ that helps keep humans warm for less.

A look at the Radbot

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Using disinfectant around my home (AD)

AD. I first started using disinfectant around my home when I was pregnant with my daughter back in 2015. So many people seem to be using Zoflora now, partly because of a number of influencers who recommend it in their Instastories and on their feeds. I love that Zoflora is increasing in popularity as they bring out lots of lovely scents regularly and I can go on a hunt in the supermarket to find my favourites. Also, I love that disinfectant is really reasonably priced, compared to other branded cleaning products. A little goes a long way and today I want to talk to you about the ways that I use disinfectant around my home.

Staying healthy is important to me and I have found that antibacterial sprays and disinfectants are great at helping with this. I make sure not to overuse them but if I have an area of my home that needs to be free of germs, such as the bathroom or kitchen sink, then I find disinfectant fantastic for this.

Using disinfectant around my home

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The one change I’m making to my finances for #Planuary (AD)

Advertorial post with Aviva. As a woman, I never used to think much about how my gender can have an effect on my finances. By speaking to other women I know, and reading feminist blogs like Nomipalony, I have taken control of our family finances. In the last few years I have become more aware of the ways that the gender divide can have an impact on a woman’s savings and even her pension. Aviva recently got in touch with me about #Planuary, a new campaign that is designed to get women to pledge one change to their finances in January to try to close the gap that women see in multiple areas of their finances including savings and pensions. Today I’m making a pledge and sharing with you the one change I’m making to my finances for #Planuary.

A photo of me this #Planuary

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50 ways to save money – 50 moneysaving tips

Now is a great time of year to work on your finances. With payday in sight, so many people are thinking about ways that they can make money go further. I’m a HUGE fan of making extra money, rather than being skint, but I also love moneysaving tips too. Personally I feel that saving money is almost as important as making money. I often find that it takes less time to earn more money than it does to put moneysaving tips into action, however, DO BOTH! I do and it has been working out fantastically for me in recent years! Here are my 50 moneysaving tips – all designed to help you maximise your moneysaving and make things last longer.

50 moneysaving tips

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