11 debt busting tips to improve your situation

Roll back 5 years to when I first started this blog, and I was in debt. We had, I think, around £7,000 of debt, and this was a huge amount compared to our available cash by the time we paid our bills and bought food. It felt like a never-ending vicious circle as items broke in our home and wear & tear took hold on our possessions. We have now been debt-free for a few years and today I want to share some of my debt busting tips with you. You can pick and choose which of my debt busting tips to use but I’m confident that each of these tips will help you on your debt-free journey. This post has been produced in association with the Money Advice Service.

11 debt busting tips to improve your situation

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2018 Christmas Gift Guide for Pets

Our pets were really our babies before our daughter was born. We have cats, fish and a turtle. We also have a family dog, that we spend time with. I love to treat our pets, as I do the rest of our family, at Christmas time. Today I want to share with you a selection of the items that we will be gifting to our family pets, in my 2018 Christmas Gift Guide for Pets.

2018 Christmas Gift Guide for Pets

Our cat Izzy really is the Queen of all of our pets. Izzy is the first to be fed, even over her cat sister Jasmine. Izzy was diagnosed at birth with a heart defect, and we expected her to die a long time ago, but she keeps ticking over and living the lazy life. This shark pet bed, from Cool Stuff, is perfect for her. It has a large opening, giving her lots of room to climb inside, and it’s super soft inside. The bed within is removable, which is perfect for giving it a weekly refresh. You can even press this down flat if need be, to store it away. It says that this is hand wash only, but I’ve already washed it on a hand wash cycle in my machine and it has held up great! I love how easy this is to wipe over too.

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The Meal Planning Linky Week #45 Meal Plan

Meal planning is something that I have really come to love in recent months. Meal planning helps us avoid buying takeaways, helps us to eat healthier meals and has become an important part of my organisational week. Being able to look at a meal plan, and choose what we are going to eat, takes some of the stress away from our day. Today I’m sharing the Meal Planning Linky Week #45.

Katykickers weekly meal planning linky

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Testing my Financial Literacy in 2018 with Noddle

Sponsored post. I left school at 14, after completing little of my secondary school education. While I had great common sense, I had no qualifications to speak of. In time I was able to complete qualifications in literacy, numeracy and I.T. and this led me to a great job, and then a few not so great ones.

Fast forward to now, at 30, and I am something of a money-saving lover. I love to spend my time helping people learn more about financial topics and financial literacy is an issue that I am really passionate about. 

Recently I was invited by Noddle.co.uk to take a mock GCSE Financial Literacy paper. Noddle wants to find out if the ‘Class of 2018’ are better with money, and can make better financial decisions than past generations.

Financial Literacy in 2018 with Noddle

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2018 Christmas Gift Guide for Parents

Christmas will soon be here, and I can hardly wait. I love being able to spend time with family, eat good food, have lots of time to relax and enjoy Christmas films and music. I also love to gift nice items to my loved ones. Spending time choosing the perfect gift is part of the excitement for me at Christmas time. Today I want to share with you my 2018 Christmas Gift Guide for Parents.

2018 Christmas Gift Guide for Parents Merry Christmas Cards

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