Quick wins to help your car pass its MOT

Running a car is an expensive business. Even though I’m not a fan of driving myself I help my husband with contributions towards his car. The main reason for this is because he drives me around, anywhere I want to go, and I never have to pay towards petrol or insurance. Recently our car had £750 of repairs (ouch!) and in just a few months we have the MOT coming up again! Today I want to talk to you about quick wins to help your car pass its MOT. These are little things that you can do yourself or have done cheaply elsewhere, to try to help your car pass its MOT.

Now there is no guarantee that there won’t be larger work that needs doing to your car, but if you know you’re going to be forced to pay for repairs, as you can’t afford a new car, then these steps may help you reduce the overall cost of any work come MOT time.

Quick wins to help your car pass its MOT

Continue reading

LifePoints (MySurvey & GlobalTestMarket have merged)

I’m quite slow getting around to writing this post, so my regular readers may already be aware of the change! MySurvey & GlobalTestMarket have closed/merged and become LifePoints. Accounts are supposed to have been moved over properly, but some, including my own, don’t seem to have been merged correctly! Hence the delay in this post. Still, I’m going to write a quick post about LifePoints for anyone who may be looking for a new survey website to sign up to. Also, if you’re looking to make some money then check out my ways to make and save money online. If you want to skip reading this post then just *sign up to Lifepoints!

Make extra money with Lifepoints

Continue reading

Is It Safe to Travel With Pre-Existing Medical Conditions? (AD)

AD. A standard travel insurance plan does not include pre-existing medical conditions in its coverage. This means that with typical travel insurance pre-existing conditions are automatically excluded. They only cover unprecedented medical claims and emergencies while travelling. However, there are insurance providers that offer additional cover for pre-existing medical conditions such as heart disease, cancer, or diabetes. Yes, there is travel insurance specially designed for travellers with existing medical conditions so that when they get sick while travelling abroad, because of their current medical conditions, their health care costs will also be covered. Coverage will only be provided for conditions that the insured have declared when applying for the policy.

Continue reading

How much do you really win on premium bonds? What I won with £50k of them!

I’ve updated this post for 2019 with my earnings up to the 1st of June 2019 so enjoy! Two years I made lots of nice monies. I took some of that nice monies, that I won matched betting, and I invested it into premium bonds. I have the maximum holding, £50,000. My husband has some holdings too, but not the same as me. We don’t hold all of our money in premium bonds, as we have some in cash ISAs, but I wanted to see – how much do you really win on premium bonds? I have held my bonds for 12 full months of draws! I’m going to share with you my results so you can get an idea – how much do you really win on premium bonds?! Now, this is based on my own luck, of course, and will vary from person to person. It is luck based. But I seem to be pretty lucky these days. 

how much do you really win on premium bonds - Find out now!

Continue reading

Let’s start talking about self-medication and mental health (AD)

AD. If you follow me on social media you may already know that I am a big advocate for mental health, and talking about it. Talking about mental health is something that can still be seen as a taboo subject, just like talking about family finances, death and even lifestyle habits. Having seen first hand the devastation that mental health conditions can have on family & friends I want to ensure I’m doing what I can to foster conversations that help people. Today I want to talk to you about the Let’s Start Talking campaign from the life insurance broker LifeSearch and my own experience of self-medicating when my mental health was low.

Let's start talking about self-medication and mental health

Continue reading