11 debt busting tips to improve your situation (AD)

AD. Roll back 5 years to when I first started this blog, and I was in debt. We had, I think, around £7,000 of debt, and this was a huge amount compared to our available cash by the time we paid our bills and bought food. It felt like a never-ending vicious circle as items broke in our home and wear & tear took hold on our possessions. We have now been debt-free for a few years and today I want to share some of my debt busting tips with you. You can pick and choose which of my debt busting tips to use but I’m confident that each of these tips will help you on your debt-free journey. This post has been produced in association with the Money Advice Service.

11 debt busting tips to improve your situation

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Different ways to deal with your debt (AD)

AD. Being in debt can be crippling. I know – I’ve been there. Back in 2013/4, I wasn’t the best with money. I had some debts, and I was also in the habit of just buying things whenever I wanted, without really thinking about the consequences. I was able to work hard, making money online, and that was what really turned my situation around. Since then I have been able to put £50,000 in my premium bonds and save enough money for us to buy a house later this year. Today I want to talk to you about the different ways to deal with your debt. 

How I track my moneymaking

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How to earn free money with a cashback credit card

Today I’ve got a guest post for you from the fantastic Faith Archer. Faith is a money journalist who also writes the blog Much More With Less about moving to the country, living on less and making the most of it. Personally I love reading Faith’s posts as they are factual, interesting and Faith is a wonderful person too! Today you can find out how to earn free money with a cashback credit card.

How to earn free money with a cashback credit card by Faith Archer

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Is an IVA better than debt management?

This is a guest post from Sara Williams, a Citizens Advice adviser who blogs about debt and credit ratings at Debt Camel.

If you are getting deeper into debt every month then at some point that has to stop!  Catch it early enough and you can do what Katykicker did: pay it off by earning more and spending less. That way you end up with a great credit record and great money habits.

But for some people that isn’t possible because their debts are too large. Here is an overview of the two most common debt solutions, DMPs and IVAs.

Is an IVA better than debt management?

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