AD. This is a guest post by Paul Farrugia, Partner & Chartered Financial Planner at Equilibrium Asset Management.
Planning for the future is a concept that many young people tend to ignore, preferring to focus on the here and now. Creating financial safety can be hard work so while it’s understandable why some people sweep this under the rug, ignoring this can lead to financial worries later in life.
In a recent survey, Equilibrium Asset Management found that 81% of millennials – those aged in 2018 between 22 and 37 years old – don’t have an investment or pension goal in place. Failure to have this type of objective could actually leave young people out of pocket further down the line.
AD. Spring is upon us and that means it is time for a freshen up. A nice spring clean might be all that you need to spruce up your office. However, there are a number of other changes that you can make to spruce up your office. You can look at making some bigger changes which will give you a nice working environment. Being able to have a calm, relaxing environment to work in is great for production. Also, your employees will be happier too.
AD. I’ve been working for myself now for 4+ years, and I absolutely love it. Sure there are the odd things that I don’t enjoy. No sick pay for example. For the most part I love the freedom of self-employment and being my own boss. I can choose my own hours, take a day off whenever I need to and I get to work with amazing brands on fantastic opportunities. This is all possible thanks to the support of my wonderful husband who allowed me to quit my job back in 2013. Without Tom I wouldn’t have this website, wouldn’t earn money from home and I’m almost certain I wouldn’t be self-employed. No longer do I have to worry about a hospital appointment and I get to go out with my daughter any time I feel like it. Today I want to talk to you about something a little different – why couriers are the lifeblood of the self-employed.
AD. Corporate events are all part and parcel of the regular office routine. From company outings to meetings, conferences and exhibitions, there are plenty of opportunities for getting out and about, socialising and networking within the specific industry your business is in.