Save money on beauty products (AD)

For 2020 I’m trying to make more effort for myself. With my Winter skincare mostly. Also, I’m trying to stop having a frizzy birds nest for hair too. It got real bad when I was in bed with the flu over Christmas time! I’ve really whittled down the products that I use in recent years and now I stick to buying the same make-up and skincare over and over as if it works why change things? Today I’ve got a few tips to share to help you save money on beauty products.

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How to avoid overspending on your groceries

I’m something of a money lover making my money work as hard as I can. One area where I can always improve is not spending money so frequently and avoiding overspending on every day things. Recently I have been working harder to save money and make the most of the money that I earn. This has meant that we have more available cash for our life together without having to work more. I have lots of ways that I avoid overspending and I’m going to share a few with you today.

How to avoid overspending on groceries
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7 simple tips to cut back on heating costs

When it comes to heating I am a firm believer that if you are cold then you should just put the heating on. I have never been a person to try and cut back on heating costs, at least until recently!

I managed to negotiate lower energy prices this year and save £137! I’ve been able to lock into a tariff which has seen my direct debit drop considerably. Obviously I’ve been very happy with my savings but I decided that as I work at home full-time that I would look at small things I could do to cut back on heating costs. Especially since moving house in September 2019 and realising just how much it costs to heat our cold house!

Cut back on your heating costs
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Manage your money with Emma (AD)

Do you want to get better at managing your finances? If like most people, you are busy day-to-day, and want to make life easier, then I’ve got just the app for you! Emma! Emma is a UK-based money management app that is free to download and has a variety of fantastic features to help you keep track of your money, budget and plug those little leaks in your finances.

Emma app

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Save money on takeaways

I’m a fan of takeaways. Who isn’t right?! I love being able to just pop online, order some tasty food and put almost no effort in. However, what I don’t love is that a takeaway just blows our food budget for the week! Over the last few years I have perfected a number of ways to save money on takeaways – and I want to share them with you!

Save money on takeaways - grab yourself a bargain

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