AD. Savvy consumers know cost cutting on bills is essential to be a thrifty household. All savvy shoppers compare insurance, utility bills and mortgages before purchasing. This should be no different when looking at the cost of your family’s mobile phone bill.
Most UK households now have two or more devices and households with 2 teenagers can add another two to that. That’s 4 different bills with four different data plans!
Like saving money? Like food? Course you do! Today I want to talk to you about how you earn cashback on groceries with the top shopping apps I’m about to share with you. ALL of these shopping apps are free to download and use, and will give you reimbursements when you buy products. Helping you save money on supermarket shopping! Today I’m going to share my top shopping apps as well as my favourite ways to maximise your returns from these apps. I love to save money on food shopping.
AD. The Summer Holidays are nearly upon us! Where does the time go? If like me, you STILL haven’t decided where you’re going on your Summer Holidays then I’ve got some great tips to share with you today to help you get beach budget ready. This post has been created as part of a paid collaboration with B, the digital banking service, and after I attended their beach budget ready panel with Jane Anderson from Family Traveller, David Judic from digital banking service B, Alice Beer from This Morning, Jasmine Birtles from Money Magpie, Sophie Qureshi, a beauty Journalist and Cate Dixon from Kuoni. Together they made up a fantastic panel offering lots of great tips to help everyone be beach budget ready and today I’m going to share some of them with you!
AD. Being a parent is so challenging at times. Emotionally, physically and financially. From the day our daughter was born, back in March 2016, we started a savings fund for her. Each month, when Thomas gets paid, we put away a small fixed sum of money for Daisy. This just comes out automatically, and moves to a savings account, and is basically painless. We don’t miss the money, and it goes before we allocate our money to bills, savings and spends. It isn’t a vast sum but it soon adds up and Daisy is already into the early thousands with her savings, just from these small amounts. Recently I have been thinking about the long-term, and the best way to grow Daisy’s money, for her future, without having to increase the amount of money that we are saving. Today I want to talk to you about Junior ISAs, or JISAs, as they are often known, from Wealthsimple. I have been toying with the idea of opening one and think I’m ready to take the leap!
AD. This is a guest post by Paul Farrugia, Partner & Chartered Financial Planner at Equilibrium Asset Management.
Planning for the future is a concept that many young people tend to ignore, preferring to focus on the here and now. Creating financial safety can be hard work so while it’s understandable why some people sweep this under the rug, ignoring this can lead to financial worries later in life.
In a recent survey, Equilibrium Asset Management found that 81% of millennials – those aged in 2018 between 22 and 37 years old – don’t have an investment or pension goal in place. Failure to have this type of objective could actually leave young people out of pocket further down the line.
