Get Beach Budget Ready with tips from digital banking service B (AD)

AD. The Summer Holidays are nearly upon us! Where does the time go? If like me, you STILL haven’t decided where you’re going on your Summer Holidays then I’ve got some great tips to share with you today to help you get beach budget ready. This post has been created as part of a paid collaboration with B, the digital banking service, and after I attended their beach budget ready panel with Jane Anderson from Family Traveller, David Judic from digital banking service B, Alice Beer from This Morning, Jasmine Birtles from Money Magpie, Sophie Qureshi, a beauty Journalist and Cate Dixon from Kuoni. Together they made up a fantastic panel offering lots of great tips to help everyone be beach budget ready and today I’m going to share some of them with you!

Living Arrows 24/53 - Daisy on the beach at Tenby

Continue reading

Saving for the future with a JISA from Wealthsimple (AD)

AD. Being a parent is so challenging at times. Emotionally, physically and financially. From the day our daughter was born, back in March 2016, we started a savings fund for her. Each month, when Thomas gets paid, we put away a small fixed sum of money for Daisy. This just comes out automatically, and moves to a savings account, and is basically painless. We don’t miss the money, and it goes before we allocate our money to bills, savings and spends. It isn’t a vast sum but it soon adds up and Daisy is already into the early thousands with her savings, just from these small amounts. Recently I have been thinking about the long-term, and the best way to grow Daisy’s money, for her future, without having to increase the amount of money that we are saving. Today I want to talk to you about Junior ISAs, or JISAs, as they are often known, from Wealthsimple. I have been toying with the idea of opening one and think I’m ready to take the leap!

Saving for the future with a JISA from Wealthsimple

Continue reading

A millennial’s guide to planning for retirement (AD)

AD. This is a guest post by Paul Farrugia, Partner & Chartered Financial Planner at Equilibrium Asset Management.

Planning for the future is a concept that many young people tend to ignore, preferring to focus on the here and now. Creating financial safety can be hard work so while it’s understandable why some people sweep this under the rug, ignoring this can lead to financial worries later in life.

In a recent survey, Equilibrium Asset Management found that 81% of millennials – those aged in 2018 between 22 and 37 years old – don’t have an investment or pension goal in place. Failure to have this type of objective could actually leave young people out of pocket further down the line.

A millennial’s guide to planning for retirement - Katykicker

Continue reading

Switching energy tariffs saved me £137 in just 6 months + £50 credit for you if you switch!

I’m quite a stickler for money saving, as my readers will know. I love being able to cut back the household bills in order to have more treats in life. Whether it is a break to Centerparcs, treats for my friends & family or just having a nice emergency fund money saving is important to me. Anything that can help me save a few pounds per year is great. In the past, I have always looked to change to a fixed tariff, once per year, every Winter. This would allow me to move tariffs and suppliers, without a fee to pay, and hopefully, find a similar or even cheaper supplier and tariff. Then I started to hear more about tariffs from energy suppliers that weren’t the ‘Big Six’. I was amazed at the savings that could be made. Once I got over my fears about a supplier going bust and learned that Ofgem would move me to another supplier, without a loss of supply, I decided to *make the leap to Bulb Energy, an energy supplier I had never used before. It has been 6.5 months since I switched and I’m back with the facts and figures on what I have saved in just 6.5 months!

Continue reading