The one change I’m making to my finances for #Planuary (AD)

Advertorial post with Aviva. As a woman, I never used to think much about how my gender can have an effect on my finances. By speaking to other women I know, and reading feminist blogs like Nomipalony, I have taken control of our family finances. In the last few years I have become more aware of the ways that the gender divide can have an impact on a woman’s savings and even her pension. Aviva recently got in touch with me about #Planuary, a new campaign that is designed to get women to pledge one change to their finances in January to try to close the gap that women see in multiple areas of their finances including savings and pensions. Today I’m making a pledge and sharing with you the one change I’m making to my finances for #Planuary.

A photo of me this #Planuary

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How to prepare a budget

For me, a pound saved is the same as a pound earned. Really, as a UK taxpayer, I need to earn more than £1 to actually have a pound! This is why I plan for family finances, track our spending and do what I can to save money. Today I want to share with you how to prepare a budget. This is quite an important part of our family life as while I don’t budget every single penny of our spending this helps us hugely. When our car went for its MOT I knew that we had money saved. If our cat has to take a trip to the vet for an emergency I know we’ve got money saved towards this.

How to prepare a budget

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50 ways to save money – 50 moneysaving tips

Now is a great time of year to work on your finances. With payday in sight, so many people are thinking about ways that they can make money go further. I’m a HUGE fan of making extra money, rather than being skint, but I also love moneysaving tips too. Personally I feel that saving money is almost as important as making money. I often find that it takes less time to earn more money than it does to put moneysaving tips into action, however, DO BOTH! I do and it has been working out fantastically for me in recent years! Here are my 50 moneysaving tips – all designed to help you maximise your moneysaving and make things last longer.

50 moneysaving tips

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Start the New Year off right with a savings challenge

In 2016, 2017 and 2018 I embarked on some savings challenges. Some of my challenges were small; have enough money to pay for Christmas without debt, and others were big; save enough money to buy a house. I’m really proud to say that we have achieved most of our savings goals in the last few years. Anyway, now that the New Year is here this is the PERFECT time for you to set yourself a savings goal. Some of the savings challenges I’m going to share with you today, shared by other bloggers, are designed to run the entire year. As we are only a few days into the New Year you can join in now and won’t get behind! So, start the New Year off right with a savings challenge!

Start the New Year off right with a savings challenge

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Money Talks with Alice Spake

Every Thursday I will be bringing you another instalment of my guest series, Money Talks. I’ll be featuring bloggers from all walks of life giving their answers to money-related questions. Hopefully, you will find a new blog to read and learn more about other people online. Money Talks will be live every Thursday and I’ve got some absolutely fantastic bloggers taking part! Hope you enjoy it. This weeks instalment features Alice Spake. You can check out the Alice Spake website here.

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