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Do you want to get better at managing your finances? If like most people, you are busy day-to-day, and want to make life easier, then I’ve got just the app for you! Emma! Emma is a UK-based money management app that is free to download and has a variety of fantastic features to help you keep track of your money, budget and plug those little leaks in your finances.
How does Emma work?
Emma uses state of the art technology to look at your personal finances with a view to helping you make smart decisions about your money. Using open banking allows Emma to access multiple accounts and help you manage your money from one convenient app. You simply provide read-only access to allow Emma to keep a track all of your incomings and outgoings.
What are the benefits of using Emma?
Using the Emma app will help you to take control of your money. You can avoid using your overdraft, work to improve your credit score, find subscriptions that you’re not making full use of and budget your money better.
With Emma you can set budgets, helping you to be sure where your money is going. I think that budgeting is a fundamental part of managing family finances effectively. Why not download the app now?
Which financial accounts can you link to Emma?
As well as the traditional banks, such as Natwest, Halifax, Lloyds, HSBC and Santander, you can add access to a variety of challenger banks such as Starling Bank and Monzo. You can link up credit cards including American Express, Barclaycard and MBNA. If you’re a modern investor you can even track your crypto balances! See the full list of providers that Emma supports.
I believe that knowing how to prepare a budget is a huge part of running your finances successfully. With Emma you can create budgets for all manner of things. Some great ideas would be creating a budget for Birthdays, Christmas, weekly takeaways, days out, holidays and hobbies. Building this into your budget, when you get paid, can help you to stay on track and avoid overspending on groceries and much more. Emma will help you to stay on track with handy reports on a regular basis.
As well as helping you budgeting, spend less AND cut back Emma can help you monitor your money across multiple platforms. You can receive a daily report, detailing your balances across multiple sites. With this report, you can be sure that your accounts, and finances, are secure with ease. If you’re short on time Emma will help you manage your finances and stay safe.
Is Emma free?
Yes, there is a free account. Once you’ve downloaded the app, tried it out and got to grips with it then you can upgrade to the Pro account option if you choose. Emma Pro is a paid subscription service available to users of the app. With Pro you can create custom categories for your budget, use emojis, export data, create manual transactions, split transactions and more. If you’re looking for more flexibility to your money management app then Emma Pro is great.
What are you waiting for?
Emma is free to download so why not download the Emma app now? You can be set up in just a few minutes and start to tackle your family finances. It’s amazing the difference a budget can make, especially when you’re reviewing it frequently with the help of a handy report prepared for you.