Get your finances in order for the new year

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The New Year is upon us. Now that a couple of weeks have passed I feel that I’m well and truly settling into 2018. I’m doing what I always do every year and looking at our finances, to ensure that we aren’t overpaying for anything. Today I want to share with you some of my old posts and methods to save and make money for the New Year. Get your finances in order for the new year with this great post!

Save money on life insurance

The first area that I want to talk about is insurance policies. They are a necessary evil really for most areas and I would NEVER advocate canceling them to save money. It IS possible to save money though.

Have you got car insurance? I was able to save us £280 in just 10 minutes on our car insurance policy. You don’t even need to be at the end of your policy to make savings depending on the terms of your policy.

Life insurance is something that I have written about before. I think it is REALLY important, particularly if you are the main breadwinner for your family. Here are my reasons why you need life insurance. Also, I’ve got a post to help you save money on life insurance.

Software to save money

The New Year is a great time to take part in a savings challenge. Now that Christmas is over it is never too early to be thinking about how to manage your money better for next Christmas. I’ve compiled a list of some great savings challenges from fellow bloggers. There should be something to suit most budgets and it is never too late to get started.

If you’ve overspent this Christmas, and have a bit of debt, then ensure you’re doing your best to get it paid off. In the meantime look for a 0% credit card deal. Saving money on a 0% credit card deal will help you save money on interest which you can plow into paying off debt.

Meal planning with mince

Take control of your grocery shopping and you can save £100s or even £1000s over the year. We have been able to live on £1000 a year in the past, although this has gone up now we have a baby with FPIES. We need to buy specialist food and as such the ways I save money on grocery shopping has meant even more for our budget.

I love reading my meal planning tips, meal planning with mince and using my slow cooker. I regularly refer back to old posts, such as this week’s slow cooker meal plan. Also, I follow my own tips on ways to reduce food waste. Taking care of our food, and storing it correctly, is a great way to make our money and food last longer. Cutting back on takeaways is another way that we save, although we also save money on takeaways when we do buy them!

Make money with Pinecone Research

For me personally, I LOVE to save money almost as much as I love to make it. Looking after my earned money is great but also I love to make money online and offline too. I’ve got a HUGE list of ways to make and save money.

I hope you’ve found some of my old posts helpful when it comes to making and saving money and helping you get your finances in order for the new year. I’ve still got a few more that I’d love to share with you:

What I saved when I decided to swap Tesco for Aldi

Have a digital declutter

My top 10 ways to save for Christmas

Make money from the premier league

21 unusual ways to save money

If you’re looking to make some extra money online then be sure to check out my post of great ways to make and save money.

Are you preparing financially for Christmas?

There is never a better time to start saving for Christmas than right now! These last minute ways to pay for Christmas are great to earn some extra cash before Christmas. Alternatively, check out my favourite ways to make and save money to kickstart your Christmas finances.

If you enjoyed this post I’d love it if you could pin it on Pinterest!

Get your finances in order for the new year. Make and save money, save money on car insurance, life insurance and credit card deals. Meal plan, cut down on waste and complete a savings challenge

18 Responses

  1. Shoestring Jane January 17, 2018 / 12:30 pm

    Great post. I need to review my insurances. Keeping my grocery spending very low too and currently on ano spend January.

    • katykicker January 20, 2018 / 11:09 am

      Hope the no spend January is going well Jane! x

  2. Justine January 17, 2018 / 1:04 pm

    I love budgeting! (yes, I know I’m a geek), but it’s great to actually see the benefit of it. Some great ideas here. I need to look at our life insurance again.

    • katykicker January 20, 2018 / 11:09 am

      Always good to have a review any time your family make-up changes or you have big life changes, plus 5 yearly just to be sure.

  3. Talya January 17, 2018 / 1:25 pm

    Life insurance is something we keep talking about and I’m still undecided but I think this might be the year that I finally make a decision on this.

    • katykicker January 20, 2018 / 11:10 am

      It is SO important. Imagine if you passed away tomorrow, horrible thought I know, but could your family survive without you financially? Would your partner have to rush straight back to work without spending time comforting your children? Policies can be as little as £10 a month!

  4. Helen January 17, 2018 / 2:15 pm

    Fantastic tips, thank you! I really want to log how much we spend in a month to see where we could cut costs and save a bit more 🙂

    • katykicker January 20, 2018 / 11:10 am

      Yeah that’s a fantastic idea Helen! x

  5. Sonia January 17, 2018 / 4:19 pm

    These are great tips. Not really understanding all our insurance options living abroad I’m sure means we could probably save on some!

  6. Hazel Newhouse January 17, 2018 / 6:00 pm

    Great post. Why anyone would cancel their Insurances is beyond me! I need to declutter some of my DD’s though!

    • katykicker January 20, 2018 / 11:11 am

      Yeah I like to have a look at the DDs regularly, always a way to save isn’t there.

      I don’t get it either, besides financial hardship I know of people who can afford takeaways but not contents insurance – so weird what people prioritise!

  7. MELANIE EDJOURIAN January 18, 2018 / 11:00 am

    I found this both useful and interesting. I need to be strict with myself and hubby this year and make sure we look after our finances better. I am trying to be more savvy when food shopping which helps.

    • katykicker January 20, 2018 / 11:11 am

      Food shopping is a great way to save some money. I’d say to you start off small, look at one area a month, try not to overwhelm yourself or cut back drastically as life should be enjoyable still!

  8. Ami Rose January 18, 2018 / 11:02 am

    Some great money saving tips here, I’ve set myself some challenges this year such as no spend month’s (unless essential of course), I love trying to use up the food in the cupboards and the beauty products in my drawers, I spend so unnecessarily sometimes.

    Ami xxx

    • katykicker January 20, 2018 / 11:12 am

      Sounds fantastic Ami! Hope you’re really successful with it x

  9. Kara January 18, 2018 / 2:15 pm

    We have just re-done our life insurance and ultilities are my next target

    • katykicker January 20, 2018 / 11:12 am

      That’s brilliant. So important to talk about life insurance and help people realise how important it is!

  10. What Mum Loves January 18, 2018 / 9:31 pm

    Life insurance is something I have been thinking about for a while! Thanks for this reminder, it is an important thing that needs to be sorted asap x

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