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The New Year is upon us. Now that a couple of weeks have passed I feel that I’m well and truly settling into 2018. I’m doing what I always do every year and looking at our finances, to ensure that we aren’t overpaying for anything. Today I want to share with you some of my old posts and methods to save and make money for the New Year. Get your finances in order for the new year with this great post!
The first area that I want to talk about is insurance policies. They are a necessary evil really for most areas and I would NEVER advocate canceling them to save money. It IS possible to save money though.
Have you got car insurance? I was able to save us £280 in just 10 minutes on our car insurance policy. You don’t even need to be at the end of your policy to make savings depending on the terms of your policy.
Life insurance is something that I have written about before. I think it is REALLY important, particularly if you are the main breadwinner for your family. Here are my reasons why you need life insurance. Also, I’ve got a post to help you save money on life insurance.
The New Year is a great time to take part in a savings challenge. Now that Christmas is over it is never too early to be thinking about how to manage your money better for next Christmas. I’ve compiled a list of some great savings challenges from fellow bloggers. There should be something to suit most budgets and it is never too late to get started.
If you’ve overspent this Christmas, and have a bit of debt, then ensure you’re doing your best to get it paid off. In the meantime look for a 0% credit card deal. Saving money on a 0% credit card deal will help you save money on interest which you can plow into paying off debt.
Take control of your grocery shopping and you can save £100s or even £1000s over the year. We have been able to live on £1000 a year in the past, although this has gone up now we have a baby with FPIES. We need to buy specialist food and as such the ways I save money on grocery shopping has meant even more for our budget.
I love reading my meal planning tips, meal planning with mince and using my slow cooker. I regularly refer back to old posts, such as this week’s slow cooker meal plan. Also, I follow my own tips on ways to reduce food waste. Taking care of our food, and storing it correctly, is a great way to make our money and food last longer. Cutting back on takeaways is another way that we save, although we also save money on takeaways when we do buy them!
For me personally, I LOVE to save money almost as much as I love to make it. Looking after my earned money is great but also I love to make money online and offline too. I’ve got a HUGE list of ways to make and save money.
I hope you’ve found some of my old posts helpful when it comes to making and saving money and helping you get your finances in order for the new year. I’ve still got a few more that I’d love to share with you:
If you’re looking to make some extra money online then be sure to check out my post of great ways to make and save money.
Are you preparing financially for Christmas?
There is never a better time to start saving for Christmas than right now! These last minute ways to pay for Christmas are great to earn some extra cash before Christmas. Alternatively, check out my favourite ways to make and save money to kickstart your Christmas finances.
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