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Every Thursday I will be bringing you another instalment of my guest series, Money Talks. I’ll be featuring bloggers from all walks of life giving their answers to money related questions. Hopefully you will find a new blog to read and learn more about other people online. Money Talks will be live every Thursday and I’ve got some absolutely fantastic bloggers taking part! Hope you enjoy it. If you’re a blogger and want to take part then get in touch. This weeks instalment features Adventures in Websterland. You can check out the Adventures in Websterland website here.
When did you start blogging?
I started blogging 4 years ago this month. I had been reading other peoples blogs for years so I thought I would give it a go too.
What inspired your blog name?
I have loved the Alice In Wonderland stories, the colourful chaos has at times reflected my life perfectly. Adventures In Websterland is loosely inspired by that. I do wish I had put more thought into naming my blog but hey ho it’s done now.
What is your attitude to money – are you a spender or a saver?
I feel like I have multiple personalities when it comes to money. I’m frugal at heart and love the sense of achievement that comes from saving money. On the other hand I do love a good spending spree. I try to balance it out by making sure my spending sprees include lots of discounts and bargains.
What is the best bargain you have ever purchased?
This is a tough question, I’ve had so many great bargains over the years. There are probably much better ones than this but I once paid 5 pence for 6 huge bottles of fabric conditioner by combining coupons, discounts and cashback. In fact when I was heavily into couponing and bargain hunting I would regularly pay just pennies for bags full of shopping.
What is the biggest splurge you have ever made?
It’s nothing hugely fancy, most of the high ticket items I own are prizes that I won. My biggest personal splurge was on a pair of GHD wide plate straighteners. It was definitely an investment though as they are still going strong 8 years later.
If you had £100,000 right now what would you do with it?
The first thing I would do is pay off our credit card debt, next I would book us an all inclusive month long holiday to Florida. The rest of the money would be spent on decorating our house. We’ve struggled for so long to make ends meet that I would feel absolutely no guilt in splurging and treating ourselves.
If you could go back 10 years & give yourself one piece of money related advice what would it be?
10 years ago I had no debt, two incomes and a healthy savings account. I never had to worry about money back then. I was ‘looked after’ financially so to speak. I suppose if I could go back I would tell myself to take responsibility for my own finances as you never know what the future holds.
What was the last item you purchased?
The last thing I bought was a new fridge, my previous one was a prize win but it was staring to freeze everything. I did of course make use of several discounts and saved £60 off the actual price.
What is your favourite ever blog post?
The post I’ve personally gotten the most out of writing is something I wrote for Mother’s day this year. It’s not your usual post gushing about motherhood, it’s something deeply personal about the questions that sometimes haunt me.
What is your biggest money regret?
My biggest money regret is not going through court to get a proper divorce settlement. I stupidly let guilt get in the way, meaning that I came away with very little. I worked so hard for 13 years to build a life and a home and had to start again from scratch. I am however extremely proud of what I did achieve with the small amount of money I did have. It’s certainly taught me lots of valuable lessons.
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