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Every Thursday I will be bringing you another instalment of my guest series, Money Talks. I’ll be featuring bloggers from all walks of life giving their answers to money related questions. Hopefully you will find a new blog to read and learn more about other people online. Money Talks will be live every Thursday and I’ve got some absolutely fantastic bloggers taking part! Hope you enjoy it. If you’re a blogger and want to take part then get in touch. This weeks instalment features Debt Camel. You can check out the Debt Camel website here.
When did you start blogging?
Four years ago – I had been thinking of it for a while before taking the plunge into the unknown. I literally didn’t know anyone who had a blog.
What inspired your blog name?
I couldn’t find a “sensible” name about debt that hadn’t been used. Then I was buying a Moon Pig card and thought, well if they can do it… So Debt Camel was born. Camels are very practical animals, not fluffy and sweet, they spit when they are cross – and I do get cross on my blog sometimes!
What is your attitude to money – are you a spender or a saver?
I am a saver. I like money in the bank so I have options for what to do with my life. I’m lucky that I’m not at all interested in things like cars and clothes – that has saved me loads over the years. But I do love good food and nice holidays. And I like giving presents, so I’m not a miser 🙂
What is the best bargain you have ever purchased?
The 5 year Northern Rock bonds that were on sale in about 2009 after the bank had been rescued – very high interest rate (was it 6.5%?) and 100% backed by the UK government. It felt risky, but I read the documentation through a couple of times and even phoned the Treasury to double check on it.
What is the biggest splurge you have ever made?
Compared to the amount of disposable income I had, it was probably a cast iron candlestick I bought in a shop in Cornwall in the 1980s. I just loved it, though it was so daftly expensive I halved the price when I told my husband, and he still winced. I have bought a lot more expensive things since, but that was a lot of money for me at the time.
If you had £100,000 right now what would you do with it?
Probably give half to each of my children – they are in their 20s and need it a lot more than I do.
If you could go back 10 years & give yourself one piece of money related advice what would it be?
10 years, so just pre-crash… well there must be a few ways to make a fortune by mortgaging the house just before the crash then buying just the right shares at the bottom of the market… but it’s not really the sort of thing I would do.
If you changed it to 20 years, I would send a message back in a time capsule and tell my younger self to go out and buy four first editions of the first book from an author called J K Rowling. One for me, one for each of my children and one to sell, as it’s now worth a lot of money!
What was the last item you purchased?
Petrol this morning. Last durable item would be a couple of books from Amazon last week.
What is your favourite ever blog post?
That’s easy, it is can you get a payday loan refund? Not only has it been read more times than any of my other posts but I love the comments below where people tell me the refunds they have received using the template letters in the article.
You can find Debt Camel on Twitter and Facebook. Also, be sure to check out the Debt Camel website. This website is a wealth of advice for people in debt, suffering because of debt or wanting to educate themselves about debt resolutions.