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Every Thursday I will be bringing you another instalment of my guest series, Money Talks. I’ll be featuring bloggers from all walks of life giving their answers to money related questions. Hopefully you will find a new blog to read and learn more about other people online. Money Talks will be live every Thursday and I’ve got some absolutely fantastic bloggers taking part! Hope you enjoy it. If you’re a blogger and want to take part then get in touch. This weeks instalment features Joanna Victoria. You can check out the Joanna Victoria website here.
When did you start blogging?
I started blogging back in 2012 as a hobby whilst looking for work. I started writing posts on things that I loved and then in 2014 I decided to document my pregnancy with Blake. I now write a mixture of parenting and lifestyle posts.
What inspired your blog name?
It’s not anything exciting. I really struggled to come up with a blog name when I first started blogging in 2012 so I just used my name and it just stuck.
What is your attitude to money – are you a spender or a saver?
A bit of both really. I do love spending however I am pretty good at saving too.
I find if there is something I really want to save for than I feel more motivated in saving and not wasting money.
What is the best bargain you have ever purchased?
This is a tough one probably my camera I managed to get a good deal on it and also used vouchers I had towards it too.
What is the biggest splurge you have ever made?
Our holiday to Cape Verde last year. I hadn’t been abroad in 11 years and Stuart and I had never got a honeymoon after we married in 2012, so it was more than worth it.
If you had £100,000 right now what would you do with it?
Easy, I’d put it as a deposit for our own home. It’s always been a dream to own our own place rather than renting.
If you could go back 10 years & give yourself one piece of money related advice what would it be?
Not to waste money and to start saving. At 18 I got a summer job and I have no idea what I spent the money on, I just wished I had put it into savings.
What was the last item you purchased?
A present for Blake I’ve started Christmas shopping already as Blake’s birthday is 9 days before so we need to spread the cost.
What is your biggest money regret?
I wish that I had been more sensible with money when I was in my teens and started saving then rather than splurging. I wish I had known more about budgeting and being frugal.
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