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Every Thursday I will be bringing you another instalment of my guest series, Money Talks. I’ll be featuring bloggers from all walks of life giving their answers to money related questions. Hopefully you will find a new blog to read and learn more about other people online. Money Talks will be live every Thursday and I’ve got some absolutely fantastic bloggers taking part! Hope you enjoy it. If you’re a blogger and want to take part then get in touch. This weeks instalment features Donna from What The Redhead Said. You can check out the What The Redhead Said website here.
When did you start blogging?
I started blogging in April 2012 when my first child was about 7 months old. I wanted to document our weaning journey and as there wasn’t much information online about Baby Led Weaning back then I thought it might be a good resource for people. But five years on and my blog has evolved so much since then.
What inspired your blog name?
When I started blogging my blog was called Redhead Babyled which summed up myself and the blog theme at the time. But, by the time my youngest child was a year old – and we weren’t planning any more children – I felt I had outgrown the name and needed to move on. I changed the name to What the Redhead said and it fits me perfectly and is now a name that I can grow with.
What is your attitude to money – are you a spender or a saver?
Now I’m a bit of both. When I was younger I didn’t have any money and got into debt through still wanting to spend but getting out of debt was hard work and it’s made me appreciate money and stay within my means. I now spend money happily – as long as I have it.
What is the best bargain you have ever purchased?
When we were doing our extension I had heart set of metal chairs that you often see in restaurants at the moment. They were at least £50 everywhere but I found identical chairs at Asda for £50 for two but they were in the sale and had a 20% off promotion on them. I think I ended up paying £30 for two – such a great saving and one that I was so, so happy about.
What is the biggest splurge you have ever made?
That was probably our wedding. It cost us about £12k and was a perfect white wedding – big dress, Rolls Royce, big old manor house in the countryside… It was perfect and totally worth the money – but such a splurge too!
If you had £100,000 right now what would you do with it?
I would be sensible and pay it off the mortgage. I hate the thought of having a mortgage until we retire and £100k would make a massive difference – and would reduce our monthly payments or term considerably.
If you could go back 10 years & give yourself one piece of money related advice what would it be?
Ten years ago Hubby and I had just bought our first house and were trying so hard to get out of debt – and save for a wedding. My advice to myself would probably be to stop buying DVDs and computer games. You won’t need or want them in ten years, everything will have moved on to Bluray and new consoles. Save the money and rent a movie instead.
What was the last item you purchased?
I’ve just bought placemats for our new dining table. I’ve had to import them from France as I couldn’t find ones that would go well enough from any UK shop so they were a bit of an extravagance but an investment too.
What is your favourite ever blog post?
I actually love my post about getting into and out of debt as it resonated with so many people.
What is your biggest money regret?
My biggest regret would be getting into debt in the first place. I wish I hadn’t done it. But, it served a purpose as it was party what paid for me to learn to drive and gave me the money for my first car. It made my world bigger but ultimately it also taught me so much about money, about making better money decisions and about looking at the long term goal rather than just what you need or want right now.
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