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Every Thursday I will be bringing you another instalment of my guest series, Money Talks. I’ll be featuring bloggers from all walks of life giving their answers to money-related questions. Hopefully, you will find a new blog to read and learn more about other people online. Money Talks will be live every Thursday and I’ve got some absolutely fantastic bloggers taking part! Hope you enjoy it. If you’re a blogger and want to take part then get in touch. This weeks instalment features Plutonium Sox. You can check out the Plutonium Sox website here.
When did you start blogging?
I started blogging to help promote a business I was running for a friend at the time. The business folded and I carried on the blog as a record of my children growing up.
What inspired your blog name?
It’s named after the dogs I owned when I started the blog. They were called Pluto and Soxa, hence Plutonium Sox.
What is your attitude to money – are you a spender or a saver?
I would like to be a saver, but I’m rarely in a position to save anything so I’d have to say a spender.
What is the best bargain you have ever purchased?
My first car cost £120. It became a lifeline when I was at University and I had it for several years. It was an old style Ford Fiesta so it was cheap to run, cheap to fix and it never let me down.
What is the biggest splurge you have ever made?
I once got drunk and booked a 3 week holiday to Venezuela.
If you have £100,000 right now what would you do with it?
Pay off debts, do up my house and move closer to my children’s school.
If you could go back 10 years & give yourself one piece of money related advice what would it be?
That money isn’t everything and it’s fine to take a pay cut to do something that makes you happy.
What was the last item you purchased?
Birthday presents for my sisters. Books for one and a nice water bottle for another.
What is your favourite ever blog post?
This one is about money actually, it’s a fictional short story about a situation that could happen when companies don’t understand the implications of their failure to pay on time. I feel strongly that large companies often lack social conscience when it comes to paying freelancers. Nobody takes responsibility because they’re so far removed from the person at the end of the invoice. It’s not my usual style but it was quite popular and I occasionally share it again when I’m getting cross about people not paying me!
What is your biggest money regret?
Buying my house when I was 23. It was bigger and more expensive than I needed and I had to use a self-cert mortgage. But, there was a potential plot in the garden and I knew that if I got planning permission and sold that, I’d have some equity in the house. I did eventually get planning permission and sell the house, but spending so much on the house in the first place had already put me into debt. I could never afford to do up the house as I wanted it, and I’m still living there now with my husband and children. We still haven’t managed to get the house as we want it due to finances although next year, we’re hoping to be able to do so. We’ll then be in a position to sell it and move closer to the children’s school, which has been my aim for quite a while.
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