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Every Thursday I will be bringing you another instalment of my guest series, Money Talks. I’ll be featuring bloggers from all walks of life giving their answers to money-related questions. Hopefully, you will find a new blog to read and learn more about other people online. Money Talks will be live every Thursday and I’ve got some absolutely fantastic bloggers taking part! Hope you enjoy it. If you’re a blogger and want to take part then get in touch. This weeks instalment features Precious Earnings. You can check out the Precious Earnings website here.
When did you start blogging?
I started blogging at the beginning of 2018. I actually launched my blog the same day I bought my domain out of excitement. Naively, I had no content to put out but I’ve learned my lesson!
What inspired your blog name?
I came up with the name out of the idea that everything we earn is precious and a gift from God. Therefore, being money savvy and learning ways to earn from home seemed fitting to my mindset.
What is your attitude to money – are you a spender or a saver?
I am a super saver, I didn’t grow up with much so I was very careful with my money. I didn’t want to be poor so I always saved. Even when I made £30 from attending college (EMA, a government initiative), I would save part of it.
What is the best bargain you have ever purchased?
There have been so many, especially when it comes to yellow sticker foods but I would have to say my sofa. I have a wonderful second hand L shaped leather sofa and I got it for £150 including delivery. A brand new sofa usually costs £800 minimum.
What is the biggest splurge you have ever made?
This is a difficult one because I always find a way to save my pennies; the biggest splurge would have to be a £250 watch which I got 20% off making it £200. I got it for my husband for his birthday a few years ago.
If you have £100,000 right now what would you do with it?
In this day and age, £100,000 is not a lot of money, especially in London. Firstly, as a Christian, I would tithe, (or give 10% of £10,000 before tax) to my local Church initiatives. I would then buy the other half of my property as I am in a shared ownership scheme. I would also pay put a lump sum towards our mortgage, invest a small sum on my blogging business and hair extension company and save a bit.
If you could go back 10 years & give yourself one piece of money related advice what would it be?
Buying cheap is not always best. Invest in quality which will last longer.
What was the last item you purchased?
Food, as usual. I planned to do my weekly food shop but it worked out cheaper to buy in bulk so I spent over £50 to get all of my large items like rice, pasta and soap powder.
What is your favourite ever blog post?
My blog focuses on work from home opportunities and money saving tips but I am also super passionate about family and faith and I wrote a post on having a happy marriage life. It’s a very personal post but I love seeing people make the right decisions when it comes to relationships.
What is your biggest money regret?
This is going to sound controversial but it will have to be my property. I rushed into a shared ownership scheme with a short lease which has proven to be a big burden. I plan to find the money to extend the lease, sell up and buy my forever home in the near future.
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