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Every Thursday I will be bringing you another instalment of my guest series, Money Talks. I’ll be featuring bloggers from all walks of life giving their answers to money-related questions. Hopefully, you will find a new blog to read and learn more about other people online. Money Talks will be live every Thursday and I’ve got some absolutely fantastic bloggers taking part! Hope you enjoy it. If you’re a blogger and want to take part then get in touch. This weeks instalment features Stupid Is The Norm. You can check out the Stupid Is The Norm website here.
When did you start blogging?
18 months ago.
What inspired your blog name?
I was having a conversation with a friend about finance. He told me if a financial decision he had recently made. I told him he was stupid.
Judging by the look on his face he was mildly offended. I defended my statement by saying ‘you’re not exceptional though. Most people are stupid when it comes to finances. In fact, ‘stupid’ is the norm.
What is your attitude to money – are you a spender or a saver?
What is the best bargain you have ever purchased?
Never bought a bargain. I’m a hopeless haggler. In fact, I’ve probably paid more for stuff than I should have – especially cars.
What is the biggest splurge you have ever made?
I bought a 3 series BMW once. I took it back a month later and bought a 5 series because I could fit two sets of golf clubs in the 3 series. I know, just shoot me now.
If you have £100,000 right now what would you do with it?
Invest it into a tracker fund. I’ve maybe 10 years to retirement and investment is my priority.
If you could go back 10 years & give yourself one piece of money related advice what would it be?
Work your face off. Save all you can. Invest all you can and you can retire in 10 years. It’s actually true for anyone. It takes sacrifice. There is a price to pay for everything. Most people aren’t prepared to pay the price.
What was the last item you purchased?
After 5 minutes of thinking, I genuinely can’t remember as I don’t buy anything other than fuel for my minibus and the occasional pint.
What is your favourite ever blog post?
This is my vlog entitled how to look wealthy. I love my business partner’s production on it, and I live the content as it’s almost autobiographical. It’s what I did when I was Stupid.
What is your biggest money regret?
I reckon that BMW was standing me over £500 per month in finance, insurance and fuel. If I’d invested that money instead of trying to impress people in a flash car I would have made over £300,000 by now. I’m pretty sure if the car had that number in its windscreen, I wouldn’t have bought it.
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