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Every Thursday I will be bringing you another instalment of my guest series, Money Talks. I’ll be featuring bloggers from all walks of life giving their answers to money-related questions. Hopefully, you will find a new blog to read and learn more about other people online. Money Talks will be live every Thursday and I’ve got some absolutely fantastic bloggers taking part! Hope you enjoy it. If you’re a blogger and want to take part then get in touch. This weeks instalment features The Williams’ World. You can check out the Williams’ World website here.
When did you start blogging?
I started blogging in September 2013 as my hours in work were reduced. I wanted something that would keep my brain occupied for the 3 days in the week that I was at home. It was either blog or housework…. Guess which won.
What inspired your blog name?
I knew I wanted to write about travel, but I also wanted something that would fit in with our family. The Williams’ World seemed the obvious choice, and nearly 5 years on I still love my blog name.
What is your attitude to money – are you a spender or saver?
Difficult one as I think I am a little of each. I try and save as much as we can, but if you show me a good holiday, that saved money will be getting spent.
What is the best bargain you have ever purchased?
It would have to be our house. We bought it 17 years ago, just before the housing market went crazy which saw house prices nearly treble. We bought it for just under 50k and it’s probably worth around £135k now. Despite me having the urge to move every Spring, my husband keeps me grounded and reminds me that there is 8 years left on the mortgage. I know we are in a extremely lucky position buying our family home when we did.
What is the biggest splurge you have ever made?
It was probably our 3 trips to Disneyworld within 25 months. Yes we went on the ‘once in a lifetime’ trip in 2011, and returned again twice in quick succession. The sensible part of my brain thinks we would probably be mortgage free by now if we hadn’t gone. But then my holiday memory brain thinks what amazing memories we have of our 3 trips.
If you had £100,000 right now what would you do with it?
Save 50k to help the kids get on the property ladder, pay off our mortgage, and book a holiday to our favourite hotel in Greece. Oh and buy a new sofa as ours is 17 years old.
If you could go back 10 years and give yourself one piece of money advice what would it be?
Hmmm difficult one as 10 years ago I was 34, and probably in a similar position money wise that we are today. Going back 20 years might be a different story.
What was the last item you purchased?
I ordered some band tshirts for the teen from Sports Direct on Sunday evening. Bless him as he never asks for clothes so I was happy to oblige. Thankfully he is not a teen that demands designer clothes and trainers.
What is your favourite ever blog post?
It has to be when I got the chance to visit Greece and review a luxury hotel. Everytime I go back and read the post, I have to pinch myself that we got the opportunity to go there.
What is your biggest money regret?
I try not to have regrets, as I like to think the decisions we make are the right decisions at the time. Probably a slight regret is when I see our remortgage repayment go out every month. We purchased a brand new static caravan about 14 years ago, and only had it for a few years. We lost a lot of money when we sold it, but I try and focus on the memories we have. If I did it again, I would try and save the money rather than remortgaging.
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