Today I want to talk to you about something pretty close to my heart, life insurance. You might wonder why I feel so strongly about life insurance but that is because I am currently uninsurable. No mainstream life insurance provider will insure me, as my health makes me a high risk for death. There are companies that specialise in insurance for people like me but the monthly payments are so high. This isn’t great, however, I’ve made provisions for my family and they can afford to go on without me should the worst happen. My wonderful husband has life insurance, at a very low cost, so today I want to talk to you about the benefits of having life insurance – why you need life insurance!