AD. As I enter my 30s and begin to think about my long-term life goals my finances become more important than ever. Saving money, making extra money, cutting back, starting to invest and learning more about pensions are all really important to me now. Just 5 years ago we were in debt, and all of these things felt less important. Because we didn’t have much choice. However, making our money work hard is the key to a good life and I’m so glad I’ve learned this at a young age. Lots of my time is spent thinking about or boosting our finances. Today I want to share with you some of my hopes for our future – including planning for my retirement. Now I know you’re probably glazing over at the thought of retirement BUT there is no better time to start working on your plan than RIGHT NOW!